For getting an IVA, you need to have some spare income each month to pay for your creditors, usually at least £100. Your creditors are not likely to simply accept an IVA if your payments are under that. An IVA, or Personal Voluntary Arrangement to offer it its entire title, https://iva00009.blogadvize.com/36526024/examine-this-report-on-債務重組破產分別-drp-iva-top