會。若欠債人沒有如實申報所持有物業或其他資產，便有機會令債務重組的申請失敗，而且根據香港法例，在申請債務重組時，須委任代名人向其債權人提出償還債務建議，如果所委任的代名人沒有專業資格，亦有機會申請失敗。 In case your creditors comply with the IVA, at the time it is set up, you can make a regular monthly payment on your insolvency practitioner, who'll then pay the agreed volume to each ... https://drp67776.blog4youth.com/30275547/not-known-factual-statements-about-債務舒緩收費-hkiva-top